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Prepaid Card

  • The first month is free of charge!
  • €1.50/month thereafter

Apply now


The Prepaid Card is ideal for

  • travellers who need an alternative to their credit card and want to set their own “personal spending limits” in advance
  • young people learning to handle their own money. It’s the handiest “wallet” for pocket money or cash gifts and the perfect introduction to cashless payments at the same time.

NEW —  Go digital!

Now you can apply for your Prepaid Card in record time with our fully digital procedure! (You must be 18 or older.)

In this procedure you will be asked to identify yourself by VideoID and sign your application form with a digital signature.

You will need a webcam, a microphone, a current photo ID (passport or official personal ID) and your mobile phone. VideoID applications can be made any day of the week, but only between 7:00 a.m. and 10:00 p.m. (CET).

For more information, see our FAQs.

Of course you can still apply for a Prepaid Card without VideoID, using the online application assistant as before.

A prepaid card carries a previously loaded credit balance. This makes it particularly secure and ideal for online purchases, but it can be used for everyday shopping as well. You can top up your credit balance at any time.

See how affordable a Prepaid Card is:

Card feeEUR 1.50/month
Reactivation fee:EUR 15,-
Card loading fee:1% of value loaded
Processing fee for purchases outside the EU or not in euro:1.5% of transaction value
Cash withdrawal fee:    2x per (monthly) account statement free of charge, thereafter €3.—
Postal delivery of account statements:€0.90 each
Duplicate account statement:EUR 3.-
Duplicate transaction document:EUR 10.-

Your credit balance

When you have used up or want to top up your credit balance, you can load more funds onto the card as often as you like, within the agreed limits.

Loading the card with funds

Money can be loaded onto a prepaid card either by bank transfer, online banking or direct cash payment at a bank. All loaded funds are credited to your personal prepaid credit account and are available to you as soon as received. Please remit all payments to the account number provided on your account statement.

Loading limits:

Minimum loadable amount: EUR 20,-

Maximum loadable amount: EUR 2.500,-

The loaded amount will soon be available to you anywhere in the world.

Do you have any questions about our products and services?

Please call us: +43 1 711 11 380 or visit our FAQ section (only available in german).