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Classic Card without insurance

  • in the first year € 1.00 per month 

  • A popular card for beginners

  • All the basic features of a classic credit card

Apply now

Classic without insurance 

Classic without insurance

Classic without insurance

The Classic Card without insurance can be yours for only EUR 1.00 per month in the first year and EUR 1.80 per month in subsequent years.*

For first-time card complete cardholders, an additional card is available free of charge for the first year* and costs only EUR 1.80 thereafter.

*The card fee will be charged annually for 12 months in advance.

All the benefits at a glance

Special rates for car rentals

Your Visa Classic Card includes discount rates on car rentals from Avis and Hertz.

More information

Additional functions

complete Secure

Confirm online payments quickly, conveniently and securely with your Secure Code (your secure password). It's even easier with the complete Control App using fingerprint or FaceID.

compete Control

complete Control allows you to manage your cards anytime, at your own convenience. And with the complete Control app, you can also confirm online payments directly from your mobile phone.

Account statements by e-mail

Once a month an account statement listing all your transactions will be sent to you by e-mail.


When you make purchases and cash withdrawals with your card, you will be asked to enter your PIN. Did you know? Now you can even create your own PIN!

NEW: Go digital!

For ultimate convenience, you can now apply for a Classic Card directly online! (You must be at least 18 years of age.)

In this procedure, you will be asked to identify yourself via VideoID and sign your application with a digital signature. You will need a webcam, a microphone, a valid photo ID (passport or similar official ID), a salary statement/proof of income (as PDF or Image file) and your mobile telephone. VideoID applications can be made any day of the week, but only between 7:00 a.m. and 10:00 p.m. (CET).

For more information, see our FAQs.

If you prefer, you can still print out and send your card application as a PDF.

Advantages in detail

Car rentals at special rates — exclusively for Visa cardholders

The world’s leading car rental companies AVIS and Hertz offer special discounts to all card complete Visa cardholders.

When reserving your car, simply quote the discount code (on the back of your Visa card) and your Visa card number to receive preferential rates.

Special rates from Hertz throughout the world

Hertz, the world’s largest car rental agency, offers Visa cardholders from card complete special rates at over 7000 locations in more than 150 countries. Just enter the Hertz CDP code on the back of your Visa card when making your reservation, which you can do on the specially designed Visa booking page.

If you have any questions about booking online, you can also contact the Hertz Reservations Centre at Tel. 0800 20 1111 (free of charge within Austria).

Book your preferred car from AVIS online

Visa cardholders from card complete can book cars online, pay with Visa and automatically save money when they quote the special discount code (AWD number on the back of the card).

AVIS Preferred Members can book directly under “AVIS Preferred Reservation” on the AVIS website. For security reasons, please enter your name and Wizard number but NOT your credit card number.
Tel. AVIS: 0800 0800 8757

Do you have any questions about our products and services?

Please call us: +43 1 711 11 380 or visit our FAQ section (only available in german).